Business Owners Policy
Property and general liability bundled into one policy for small and mid-sized firms.
Read more →27 lines of cover
Business Insurance
From a one-van trade to a multi-site operation with a fleet.
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Every cover in this family
- BOP
- General Liability
- Workers Comp
- Property
- Commercial Auto
- Trucking
- Cyber
- Professional Liability
- D&O
- EPLI
- Product Liability
- Business Interruption
- Inland Marine
- Marine & Cargo
- Surety Bonds
- Builders Risk
- Contractors
- Farm & Ranch
- Restaurant
- Liquor Liability
- Garage
- Equipment Breakdown
- Crime
- Key Person
- Group Benefits
- Events
- Commercial Umbrella
General Liability
Third-party injury, property damage and advertising injury claims against your business.
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Commercial Property
Buildings, contents, stock and equipment against fire, theft and weather.
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Trucking & Motor Carrier
Primary liability, physical damage and cargo cover for motor carriers.
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Cyber Liability
Breach response, ransomware, business interruption and liability to those affected.
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Professional Liability (E&O)
Claims that your advice, service or work caused a client financial loss.
Read more →Employment Practices Liability
Claims by employees over discrimination, harassment and wrongful termination.
Read more →Business Interruption
Lost income and continuing costs while you cannot trade after a covered loss.
Read more →Inland Marine
Property that moves, is installed elsewhere, or sits at a site you do not own.
Read more →Ocean Marine & Cargo
Goods moving by sea and air, and the vessels and liabilities around them.
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Contractors Insurance
A package built around how trades actually work — on sites, with tools and subs.
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Farm & Ranch
A working agricultural operation, where the home and the business share a boundary.
Read more →Restaurant & Hospitality
Kitchens, dining rooms, delivery and the liquor licence behind the bar.
Read more →Garage & Auto Dealers
Cover for businesses that keep, repair or sell other people’s vehicles.
Read more →Equipment Breakdown
Mechanical, electrical and pressure-system failure, which property policies exclude.
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Commercial Umbrella
Excess liability above your general liability, auto and employer liability limits.
Read more →Not sure which applies?
Most people need two or three of these
The lines in this family overlap at the edges, and the overlap is where households either leave a gap or pay twice for the same thing. Send us what you already hold and we will map it against this list before quoting anything.
