12 lines of cover

Life & Health

Income, health and the people who depend on both.

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Every cover in this family

Term Life Insurance

A fixed amount for a fixed number of years, at the lowest cost per dollar of cover.

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Whole Life Insurance

Permanent cover with a guaranteed death benefit and a cash value that builds.

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Universal Life

Permanent cover with an adjustable premium and death benefit.

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Final Expense

A small permanent policy sized for funeral, burial and last medical costs.

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Health Insurance

Major medical cover for treatment, prescriptions and the catastrophic case.

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Dental Insurance

Preventive, basic and major dental work on a tiered schedule.

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Vision Insurance

Eye examinations, frames, lenses and contacts on a predictable allowance.

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Medicare Plans

Supplement, Advantage and Part D cover around original Medicare.

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Disability Income

Replaces a share of your income when illness or injury stops you working.

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Long-Term Care

Cover for extended personal care at home, in assisted living or in a facility.

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Critical Illness

A lump sum on diagnosis of a covered condition, paid directly to you.

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Accident Insurance

Fixed cash benefits for injuries, paid on a published schedule.

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Not sure which applies?

Most people need two or three of these

The lines in this family overlap at the edges, and the overlap is where households either leave a gap or pay twice for the same thing. Send us what you already hold and we will map it against this list before quoting anything.