Auto Insurance
Liability, collision and comprehensive cover for the cars on your driveway.
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Pet Insurance
Accident and illness cover for veterinary bills that arrive without warning.
What this cover does
Veterinary medicine now offers much of what human medicine does, at prices that follow. Pet cover reimburses a share of eligible treatment so the clinical decision is not driven by what you have in the bank that week.
Typically included
- Accidents, injuries and emergency treatment
- Illness including chronic and hereditary conditions, subject to the plan
- Diagnostics — imaging, bloodwork and laboratory
- Surgery, hospitalisation and prescribed medication
- Specialist referral and emergency clinic visits
Common add-ons
- Wellness and routine-care add-ons for vaccinations and dental
- Behavioural therapy
- Alternative therapies including physiotherapy and hydrotherapy
- Third-party liability for dogs, where the state allows
Questions
What people ask about pet
Are pre-existing conditions covered?
No — that is near-universal across the market. It is the reason to enrol early, before a condition is recorded on the clinical history.
How does reimbursement work?
You pay the practice and claim back the covered percentage after the deductible. Some carriers pay the practice directly where it is set up for it.
Often taken together
Related cover
Homeowners Insurance
Structure, contents, liability and the cost of living elsewhere while repairs happen.
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Quote Pet Insurance
Tell us what you already have and we will show you where this fits — or tell you plainly that you do not need it.