Auto Insurance
Liability, collision and comprehensive cover for the cars on your driveway.
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Identity & Cyber Protection
Monitoring, restoration and the direct costs of putting an identity back together.
What this cover does
Identity restoration is mostly an administrative job measured in dozens of hours — affidavits, credit bureaux, lenders and sometimes law enforcement. This cover pays the direct costs and gives you a case manager who has done it before.
Typically included
- Credit and dark-web monitoring with alerts
- Case management and restoration support
- Lost wages while you resolve the fraud
- Legal fees and notarisation costs
- Fraudulent electronic fund transfers, subject to the limit
- Cyber extortion and ransomware, where offered
Common add-ons
- Family plans covering children and elderly relatives
- Social-media account takeover support
- Device and home-network cover
- Online fraud and purchase protection
Questions
What people ask about identity
Is this not covered by my bank?
Banks generally reverse fraudulent transactions. They do not reinstate your credit file, deal with collection agencies chasing accounts you never opened, or compensate the time it takes to fix.
Can I add it to an existing policy?
Often yes — it is frequently available as a low-cost endorsement on homeowners or renters cover. We check that before quoting it standalone.
Often taken together
Related cover
Homeowners Insurance
Structure, contents, liability and the cost of living elsewhere while repairs happen.
Read more →
Quote Identity & Cyber Protection
Tell us what you already have and we will show you where this fits — or tell you plainly that you do not need it.