
Auto Insurance
Liability, collision and comprehensive cover for the cars on your driveway.
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A vehicle and a home at once, insured for both jobs.

An RV is a vehicle when it is moving and a residence when it is parked, and it needs cover for both. Auto policies handle the driving and ignore the living; RV cover handles full-timing, attached equipment and the contents you travel with.
Questions
If you live in it rather than holiday in it, yes. Full-timer cover adds the liability and contents protection a homeowners policy would normally provide.
Not automatically by the RV policy. The car keeps its own auto policy, and we add towed-vehicle cover for damage that happens while it is being flat-towed.
Often taken together

Liability, collision and comprehensive cover for the cars on your driveway.
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Structure, contents, liability and the cost of living elsewhere while repairs happen.
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Tell us what you already have and we will show you where this fits — or tell you plainly that you do not need it.