Personal Insurance

RV & Motorhome

A vehicle and a home at once, insured for both jobs.

What this cover does

An RV is a vehicle when it is moving and a residence when it is parked, and it needs cover for both. Auto policies handle the driving and ignore the living; RV cover handles full-timing, attached equipment and the contents you travel with.

Typically included

  • Liability, collision and comprehensive on the vehicle
  • Contents and personal effects inside
  • Attached awnings, satellite equipment and appliances
  • Emergency expenses when you are stranded far from home
  • Towed vehicle and tow-dolly cover
  • Vacation liability while parked and in use

Common add-ons

  • Full-timer cover where the RV is your primary residence
  • Agreed value on a coach that would be hard to replace
  • Roadside assistance sized for a large vehicle
  • Storage credits for months off the road

Questions

What people ask about rv

Do I need full-timer cover?

If you live in it rather than holiday in it, yes. Full-timer cover adds the liability and contents protection a homeowners policy would normally provide.

Is my towed car covered?

Not automatically by the RV policy. The car keeps its own auto policy, and we add towed-vehicle cover for damage that happens while it is being flat-towed.

Often taken together

Related cover

Auto Insurance

Liability, collision and comprehensive cover for the cars on your driveway.

Read more →

Homeowners Insurance

Structure, contents, liability and the cost of living elsewhere while repairs happen.

Read more →

Renters Insurance

Your belongings and your liability, in a home somebody else owns.

Read more →

Quote RV & Motorhome

Tell us what you already have and we will show you where this fits — or tell you plainly that you do not need it.