Business Owners Policy
Property and general liability bundled into one policy for small and mid-sized firms.
Read more →Business Insurance
Special Event Cover
One-off cover for an event, its liability and its cancellation.
What this cover does
Venues and municipalities almost always require evidence of liability before they will confirm a booking, usually naming themselves as additional insured. Event cover provides that, and can also protect the money already committed if the event cannot go ahead.
Typically included
- Public liability for attendees and third parties
- Additional insured status for venue and landowner
- Event cancellation, postponement and abandonment
- Property and equipment hired in for the event
- Liquor liability where alcohol is served
- Non-appearance of a key speaker or performer
Common add-ons
- Adverse-weather cover for outdoor events
- Exhibitor and vendor liability requirements
- Multi-event annual policies for regular organisers
- Terrorism and communicable-disease extensions, where available
Questions
What people ask about events
The venue wants to be named. Can you do that?
Yes — that is an additional insured endorsement and we issue the certificate directly to the venue, usually same-day.
Does cancellation cover bad weather?
Only with an adverse-weather extension, and the trigger is defined precisely — a stated rainfall or wind measurement rather than a judgement call. Read the trigger before relying on it.
Often taken together
Related cover
General Liability
Third-party injury, property damage and advertising injury claims against your business.
Read more →Quote Special Event Cover
Tell us what you already have and we will show you where this fits — or tell you plainly that you do not need it.