Term Life Insurance
A fixed amount for a fixed number of years, at the lowest cost per dollar of cover.
Read more →Life & Health
Vision Insurance
Eye examinations, frames, lenses and contacts on a predictable allowance.
What this cover does
Vision plans work on allowances rather than percentages: a covered examination, a dollar allowance toward frames, and a schedule for lenses and contacts. Medical eye conditions are treated under health cover, not here.
Typically included
- Routine eye examination, typically annual
- Frame allowance on a set cycle
- Lenses including single vision, bifocal and progressive
- Contact lens allowance in place of glasses
- Discounts on lens coatings and upgrades
Common add-ons
- Laser vision correction discounts
- Second-pair benefits
- Higher frame allowances
- Paediatric vision cover
Questions
What people ask about vision
Does it cover eye disease?
No. Glaucoma, cataracts, diabetic retinopathy and injury are medical conditions handled by your health plan. Vision cover handles routine sight correction.
Glasses or contacts?
Most plans fund one or the other in a benefit period, not both. If you need both, look for a plan with a second-pair benefit.
Often taken together
Related cover
Whole Life Insurance
Permanent cover with a guaranteed death benefit and a cash value that builds.
Read more →Quote Vision Insurance
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