Personal Insurance

Travel Insurance

Trip cancellation, medical cover abroad and evacuation when a trip goes wrong.

What this cover does

Domestic health plans mostly stop at the border and almost never pay for medical evacuation, which is the single largest bill a traveller can face. Travel cover handles the money you have already spent and the care you may need while away.

Typically included

  • Trip cancellation and interruption for covered reasons
  • Emergency medical and dental treatment abroad
  • Emergency medical evacuation and repatriation
  • Baggage loss, delay and personal effects
  • Travel delay and missed connection costs

Common add-ons

  • Cancel-for-any-reason upgrades
  • Adventure and high-altitude sports cover
  • Pre-existing condition waivers, where bought within the eligibility window
  • Annual multi-trip cover for frequent travellers
  • Rental car damage waiver

Questions

What people ask about travel

Does my health plan cover me abroad?

Most domestic plans offer little or nothing outside the country, and Medicare generally does not cover care abroad at all. Evacuation is almost never included.

When should I buy it?

Soon after the first non-refundable payment. Several of the better benefits — pre-existing condition waivers and cancel-for-any-reason — are only available within a short window after that first deposit.

Often taken together

Related cover

Auto Insurance

Liability, collision and comprehensive cover for the cars on your driveway.

Read more →

Homeowners Insurance

Structure, contents, liability and the cost of living elsewhere while repairs happen.

Read more →

Renters Insurance

Your belongings and your liability, in a home somebody else owns.

Read more →

Quote Travel Insurance

Tell us what you already have and we will show you where this fits — or tell you plainly that you do not need it.